August 2019

Found 10 blog entries for August 2019.

How and When to Maintain Your GuttersGutters are typically damaged by anything from foliage to water to the wear and tear of time. These important home components are there to keep excess moisture away from the home and maintain the potency of the soil, which is why it's so important to get them ready for the worst of Mother Nature. To protect the foundation, resale value, and integrity of the structure, homeowners should make gutter maintenance a routine practice.

Use Gutter Sealants

A gutter sealant is a common way to fix these attachments, and they’re highly recommended to avoid a more costly replacement. The actual sealant is little more than specialized epoxy that can be picked up at any hardware store for less than $10. If the gutters are really starting to tear away from the

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Are You a Difficult Home Buyer?Edmonton has plenty of different types of home buyers. When you seek out a real estate agent, it's not a bad idea to know what type of home buyer you are before you call an agent and get to shopping. Here are a few of the most common types of home buyers found in Edmonton.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Types of Home Buyers

There are a number of different home buying styles depending upon the personality of the buyer. Which one of these home buyers are you?

The Skeptic

A skeptic thinks everything is too good to be true and would want to know about every single detail of the home. If this is the type of buyer you are, you may

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What to Know About Open HousesWhether you’re buying a home or selling a home in Edmonton, open houses are a great tool to either find the home of your dreams or market your home to prospective buyers. Learn more about Edmonton open houses today to find out about marketing strategies, buying strategies, and etiquette for both buyers and sellers.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Going to Open Houses to Buy a New Home

Are you in the market to buy a home in the Edmonton area? Attending open houses are a great way to view a home, and see if it is right for you. Spring happens to be one of the busiest times in the home buying market.

Many buyers actively begin their

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Buying a Home in an Age-Restricted CommunityBuying a home in an age-restricted community is much different from buying a normal single-family home. Knowing what to expect can help you prepare for the purchase process and what comes after. If you're a home buyer, here's what you need to know.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Buyers Must Budget for HOA Fees

Most age-restricted communities have homeowner's associations (HOA). Buyers who are looking to buy in one of these communities must budget for the HOA fees, which can go up depending on the property amenities and the kind of work that needs to be done.

There is Likely an Application Process

The HOA may have an application

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New Vinyl Window MaintenanceA homeowner who has had new windows installed should be aware of the need for proper maintenance. Improper use and human negligence can result in breaks that would not be covered under the standard warranty.

Long lasting vinyl is susceptible to damage over time. Canadian homeowners who properly maintain their vinyl windows can help them last their expected lifetime. Great windows can be a great marketing idea to help sell homes faster and possibly for more money. Understand more about vinyl window maintenance fundamentals for optimal performance today.

Correct Operation of Windows

There are nuances involved with opening and closing vinyl windows. Many common problems like cracking and bowing of window frames or sashes occur due to mishandling.

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Everything You Need to Know About Home InsuranceHome insurance helps protect homeowners from financial liability when their property is damaged. While home insurance policies may vary, many insurance policies cover disasters like fire, lightning strike, vandalism and theft, and home buyers who are about to purchase a home often spend time exploring their home insurance options to get the best deal for their money. Understanding the need for home insurance and the different kinds of home insurance can help home buyers decide what type of insurance is right for them.

Mortgage Lenders Require Home Insurance

Many home buyers will begin their search for home insurance by asking whether or not it's a requirement. Homeowners are not required by law to have home insurance, but mortgage lenders require

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What to Know About Real Estate MarketingIf you are looking to sell property fast, then your luck might just be in, for Edmonton's real estate market is positively booming right now as migrants continue to pour into the city in search of employment opportunities and a better lifestyle.

By implementing some of the effective measures listed below you can increase the desirability of your home tremendously, boost its value, and attract a quick sale.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Showcase Your Home

The first step is to prepare your home and make sure it's in the best possible condition when potential buyers come to view it. You will never sell property fast if your home

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What to Know About Self-Employed MortgagesAnybody running his or her own business knows obtaining financing for anything is a bit more of a hassle compared to someone with a job. It's difficult to get a mortgage for just about anybody, but the self-employed have to go through quite a bit more.

The Face of Self-Employment in Calgary

After the economic downturn, more people started their own businesses and decided this was better than returning to the workforce and collecting a regular paycheck. The only issue, these same people are ready to upgrade their homes or finally purchase a home. They are quickly discovering how hard it can be to obtain a mortgage when you work for yourself.

With so many self-employed individuals applying for mortgages, lenders have been forced to take a second

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Interest Rates on Mortgage LoansThe average Canadian homebuyer will need to apply for financing for their home purchase. Such a route makes homeownership accessible, but some may be worried about high interest rates as part of the loan agreement. As borrowers will be making payments involving the loan principal and interest, it is useful to understand more about how interest rates work.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Why Are Interest Rates Important?

It is not enough for a borrower to be approved for a loan and pay back only the principal. Lenders take on a certain amount of risk as some individuals may default on a home loan. Interest rates are intended as an incentive

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House Under UmbrellaEverybody needs title insurance when they're applying for a home loan, but before you sign up for one try to learn about your options.

If you're brand spanking new in the world of real estate and you don't know your title insurance from your real estate taxes, then read on. Title insurance is an insurance policy that protects you from any title problems of your home or from any challenges in ownership. It is just among the many requirements you need to get for a housing loan. It's either you purchase your title or you don't get a loan at all.

The Benefits of Title Insurance

When you're acquiring a home, you'd like to have the peace of mind that the sellers of your dream house have full and legal title of the property. The realtor who is

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